Q for the Investor

Q cuts through the murky waters of of traditional investment management to offer a totally transparent, direct and back to basics investment approach.

Sensible investment strategies, sensibly priced;

  • Total Expense Ratios (TER) of around 1% compared to many services costing around 3%*
  • Know exactly how your money will be invested - no complex unfathomable products, no surprises
  • A global investment approach - not overly UK-centric
  • Focused on investment timing, profit taking and capital preservation, not fund manager selection

*(based on portfolio total value of around £100,000)

Q works through Independent Financial Advisors. If you do not have a relationship with an IFA, we will introduce you to one of our local, hand picked advisors who will be able to take you through all of the setup and paperwork. This can sometimes be a complex process if you have your funds in a variety of different places. Your IFA will be paid directly from your Investment Portfolio for this and the ongoing management of your relationship. Any payments will be agreed with you in advance of moving your funds to Q and if, at any time, you are not satisfied with the performance of Q or your Independent Financial Advisor, these payments can be cancelled. We recommend that your IFA charges 0.5% per annum on any funds that you have invested with Q.


The amount of work that our IFA's put in to managing your account fully justifies this level of fee. Of course, you are at liberty to discuss with your IFA whether you would prefer to pay on a fee basis. Most of our customers currently prefer the former approach.

Whichever way you choose to pay your IFA, the total cost of the service (TER) should not exceed around 1.5% of your portfolio per annum. This is around HALF of the current industry norm! Over a 15 year investment period this would indicate that on an initial investment of £150,000 (using the FSA's projected 7% rate of return) you would end up with more than £69,000 extra profit. 

ENDORSEMENTS